We provide the carrier contracts, expert case design, and back-office infrastructure you need to scale your practice—without giving up your independence.
Multi-Year Guaranteed Annuities | A-Rated Carriers
*Rates subject to change. For agent use only. Not for consumer distribution.
Ages 0-85 | Up to $30,000 Face Amount | Quick Process
We aren't a retail agency competing for your clients. We are a pure FMO/IMO backend designed to make your life easier and your business more profitable.
Get direct contracts with top-tier carriers like Allianz, Symetra, North American, and more. Top street-level commissions from day one.
Stop guessing on complex cases. Our internal team helps you structure IULs, Annuities, and Advanced Markets cases to win the business.
From e-Contracting via SuranceBay to integrated quoting tools and a commission dashboard, we remove the admin friction.
Novo Insurance Partners was created by Spencer Schofield and Fred Bates to solve a simple problem: Agents were spending too much time fighting with carriers and not enough time selling.
Fred brings 30+ years of deep carrier relationships—he's the guy who gets the exception made on a tough case. Spencer builds the technology that streamlines your operations.
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Co-Founder
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Co-Founder
CTO & Operations
Join the Novo Insurance Partners network today. Get access to our Myga rates, portal, and support team.